Government Grants and Schemes for Buyers in United Kingdom 2026

Government grants and schemes in United Kingdom can significantly reduce the cost of buying your first home or investment property.

First-Time Buyer Programmes

The United Kingdom government offers several programmes specifically for first-time buyers. These may include deposit assistance, stamp duty concessions, and subsidised interest rates.

Deposit Assistance

Some schemes help buyers build their deposit through savings incentives, matching contributions, or reduced deposit requirements with government guarantees.

Stamp duty Concessions

First-time buyers in United Kingdom may qualify for reduced or waived stamp duty. Eligibility criteria typically include property value limits and buyer status requirements. See our stamp duty guide for details.

How to Apply

Most schemes require you to apply before or during the purchase process. Your lender or legal representative can usually assist with applications.

Combining Benefits

Many schemes can be combined for maximum savings. Review all available programmes before purchasing. Use our mortgage calculator to see how the savings affect your repayments, and read our first home buyer guide for the complete picture.