Last updated: July 8, 2026
By accessing and using urmortgage.online ("the site"), you accept and agree to be bound by these terms. If you do not agree, please do not use the site.
urmortgage.online provides a free mortgage repayment calculator for informational and educational purposes only. The site is a tool to help you estimate and compare mortgage scenarios.
This site does not provide financial advice. All calculations, interest rates, lender margins, and results are estimates only. They should not be relied upon for making financial decisions. You should always:
While we strive to keep central bank rates and lender margins current, we make no guarantees about the accuracy, completeness, or timeliness of any information on this site. Interest rates are updated periodically and may not reflect the most recent changes. Lender margins are approximations based on publicly available data.
The site is provided "as is" and "as available" without any warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.
To the fullest extent permitted by law, urmortgage.online and its owner shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of, or inability to use, the site or any information provided on it.
The site may display advertisements from Google AdSense and may link to third-party websites (e.g. lender websites). We do not endorse, control, or assume responsibility for any third-party content, products, or services.
All content, code, design, and functionality of urmortgage.online is owned by the site owner. You may use the calculator for personal, non-commercial purposes. You may not copy, reproduce, or redistribute the site or its code without permission.
These terms are governed by and construed in accordance with the laws of Australia. Any disputes shall be subject to the exclusive jurisdiction of the courts of Australia.
We reserve the right to modify these terms at any time. Changes will be posted on this page with an updated date. Continued use of the site after changes constitutes acceptance of the new terms.
If you have questions about these terms, please contact us through our website at urmortgage.online.