Stamp duty in United Kingdom Explained

Stamp duty is one of the biggest additional costs when buying property in United Kingdom. Understanding how it works can save you thousands.

How Stamp duty Is Calculated

Stamp duty in United Kingdom is typically calculated as a percentage of the property value. Rates may be tiered, with higher-value properties attracting higher percentages.

Concessions and Exemptions

First-time buyers, certain property types, and specific locations may qualify for reduced stamp duty rates or full exemptions. These concessions can save significant amounts.

Tips to Reduce Your Stamp duty

Buying below concession thresholds, choosing eligible property types, and timing your purchase can all help reduce your stamp duty liability.

Impact on Your Budget

Factor stamp duty into your total budget from the start. Our buying costs guide covers all costs, and our mortgage calculator helps you see the full picture.

For a complete buying walkthrough, see our property buying guide or check our FAQs.