Stamp duty in India Explained
Published 2026-07-10 ยท Updated 2026-07-10
Stamp duty is one of the biggest additional costs when buying property in India. Understanding how it works can save you thousands.
How Stamp duty Is Calculated
Stamp duty in India is typically calculated as a percentage of the property value. Rates may be tiered, with higher-value properties attracting higher percentages.
Concessions and Exemptions
First-time buyers, certain property types, and specific locations may qualify for reduced stamp duty rates or full exemptions. These concessions can save significant amounts.
Tips to Reduce Your Stamp duty
Buying below concession thresholds, choosing eligible property types, and timing your purchase can all help reduce your stamp duty liability.
Impact on Your Budget
Factor stamp duty into your total budget from the start. Our buying costs guide covers all costs, and our mortgage calculator helps you see the full picture.
For a complete buying walkthrough, see our property buying guide or check our FAQs.
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